A credit card vault is a tool or tool that securely stores customer credit card numbers. In most cases where you use a credit card vault when you accept a card number from a customer, sensitive data does not enter your device, computer, or network.
PCI-DSS requirements state that cardholder data may only be retained for a legitimate legal, regulatory, or business reason. In other words, if you don't need cardholder data, you shouldn't store it.
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