PCI is a series of security standards aimed at preventing data breaches and card data theft. EMV is a security standard as well, but it focuses primarily on preventing counterfeit cards from being produced and used.
A credit card is a card issued to customers that is used to make transactions, with the understanding that, should they be charged, the cardholder must actually pay back the card issuer for the value of the items purchased along with any negotiated fees and interest.
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